Safeguard yourself and those around you with BalanceGuard™ Insurance1

Whether you use your credit card every day or just once in awhile, it makes sense to be prepared for the unexpected. BalanceGuard insurance is available as an option for Bridgewater Bank Cash Back MasterCard®*and/or CAA MasterCard®* Primary Cardholders2. This important coverage can help you and your family to avoid financial stress that may come about as a result of unforeseen circumstances such as involuntary unemployment, accidental injury, critical illness, or even should you pass away. During these times of crisis, BalanceGuard insurance can provide payment protection, or in some cases may even pay off your outstanding balance.


BalanceGuard insurance is affordable

The monthly cost for BalanceGuard coverage is only 99 cents for each $100 of average daily balance (plus applicable taxes), calculated on the credit card statement date.


BalanceGuard Insurance is convenient

Your premiums are charged monthly to your Bridgewater Bank Cash Back and/or CAA MasterCard.


You can cancel BalanceGuard coverage at any time

If you cancel within 30 days of your enrolment, you will receive a full refund of any premiums you’ve been billed for.

For more details on BalanceGuard Insurance, including an explanation of what this insurance does and does not cover, please refer to the Summary of Bridgewater Bank BalanceGuard Insurance**. 


Don’t delay – enroll now

For more information about BalanceGuard insurance or to sign up, please contact us.


®CAA, CAA logo and CAA Dollars trademark is owned by, and use is granted by, the Canadian Automobile Association.

®*MasterCard is a registered trademark of MasterCard International Incorporated and is used pursuant to license **Please refer to this document for full details. Certain restrictions may apply

1 Benefits are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions®◊ companies. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided upon your enrolment. 

2 To enroll, you must be at least 18 years old and less than 65 years old. Only the primary cardholder is eligible for involuntary unemployment and disability coverage. Coverage is effective from the date specified in the letter of confirmation you’ll receive after you enroll