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GIC Accounts

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My GIC Account

A secure, flexible and reliable investment.
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Investing with Bridgewater Bank

Smart and safe investments

Guaranteed Investment Certificates (GICs) are a safe way to invest and grow your money. Your initial investment and your fixed rate of return are guaranteed so your money is secure and your financial goals are more attainable. When you get a GIC, you are agreeing to invest with a financial institution for a set number of months or years (the term). In exchange, your money will earn interest. The longer the term, the more interest you earn. At the end of the term, you get the entire amount you deposited plus any interest remaining.

Committed to protecting your investments

We’re a federally regulated Canadian Schedule l chartered bank with a portfolio of over $3.3 billion representing more than 53,000 accounts across Canada. Committed to protecting those accounts, Bridgewater Bank is also a member of the Canada Deposit Insurance Corporation (CDIC). As well, Bridgewater Bank rates are easy to understand and valuable to our clients.

If you’re not reassured already… we’re an active partner within the financial services community, and a proud member of the following organizations:

We are also a participant on CANNEX Financial Network (CFN) enabling efficient and straightforward processing of term deposits/Guaranteed Investment Certificate (GIC) transactions.

Bridgewater Bank rates

We offer the following non-registered, fixed rate GIC deposit products available through our nationwide network of deposit brokers and financial advisors:

  • Short Term GICs (from 180 to 364 days)
  • Long Term GICs (from 1 to 5 years)

Our GIC rates are competitive and easy to find. Bridgewater Bank rates are posted here and we have a dedicated customer service department to help with all service related questions.

Whether you’re looking to save up for a new home or a family vacation, there’s a Bridgewater Bank GIC that will fit your saving needs. We pride ourselves on our unbanklike approach, which means we’re always available to answer all your GIC questions. Contact us.

Ready to invest?

Complete the short form below and a deposit broker from our external preferred partner will be in touch within 1 business day to discuss your investment options.

    Note: A deposit broker from our external preferred partner will be in touch within 1 business day.
  • Note: Bridgewater Bank only offers personal non-registered GICs at this time.
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“Our staff is always happy to speak with Bridgewater’s team. Just a great company to deal with – friendly and flexible. We value our relationship with Bridgewater Bank and would highly recommend them.”

Kristy Pokrywka-Driver – Deposit Broker Services Inc. (DBS)

“We have a cohesive relationship with Bridgewater Bank because they believe in what we believe in: straight forward and practical processes with forward thinking and efficient solutions. Bridgewater Bank is just like GICdirect – Simple, Safe and Secure!”

Joanna Ritchie – GICdirect.com

“BwB is a down to earth, approachable and flexible bank whom we trust. They are willing to collaborate to streamline processes and establish efficiencies between our two companies.”

Kristy Pokrywka-Driver – Deposit Broker Services Inc. (DBS)

“I find with my dealings with Bridgewater Bank they always conduct themselves professionally, easy to deal with and are quick to respond to any inquiries we may have. They also go the extra step to accommodate a request if possible.”

Deanna Pelaez – Monarch Wealth

BwB has always been excellent to deal with and continues to prove top notch when it comes to product delivery and service.

Kristy Pokrywka-Driver – Deposit Broker Services Inc. (DBS)

“It is such a pleasure to deal with the GIC department. Always prompt and very courteous service.”

Terry Abrahams – The Bradford Financial Team