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Mortgage Rates & Features

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Mortgage Insurance

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Security & Registration

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Mortgage solutions that work

Our mortgage programs offer unstressful lending solutions for customers across Canada (excluding Quebec). Looking for a mortgage broker to learn more about Bridgewater Bank’s solutions? Complete the form below and one of our Business Development Managers that works in your area will connect you to a broker from one of our external broker partnerships.

Learn about mortgages

Check out the Financial Consumer Agency of Canada’s Financial Toolkit. You’ll find lots of useful information that can help you to make better informed decisions such as the basic types and terms of mortgages, the costs of mortgages and buying a home, and how to get the best mortgage deal.


Contact us for more information. We’re happy to help answer questions about your mortgage needs.

Mortgage tips

  • A good rate may not be your best deal – A good mortgage rate is important, but ultra-low rates with no options could cost you. Consider your circumstance — moving, wanting to make lump sum payments, needing to refinance — then consider how your mortgage options can help you. (Source: FCAC)
  • The early bird catches a good credit score – Get your credit report six months before you apply for a mortgage. This gives you time to check for errors and improve your credit score. (Source: FCAC)
  • Choose amortization wisely – The longer the amortization period, the more your interest costs will be. It is to your advantage to choose the shortest amortization — that is, the largest mortgage payments — that you can afford. You will pay off your mortgage faster and will save thousands or even tens of thousands of dollars in interest in the long run.
  • A mortgage broker can make all the difference – Mortgage brokers have relationships with a breadth of lenders who can offer solutions for all your borrowing needs.

Need help finding a mortgage broker?

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